Most simply contribute to their Roth or IRA or whatever and let the market play out over decades, just as we were taught.
Long term, it has been a smart play. Very hard to find a historical milestone where a $1 invested in Year X is worth less than year X+10, much less X+40
Long term, it has been a smart play. Very hard to find a historical milestone where a $1 invested in Year X is worth less than year X+10, much less X+40