Floorp is what I use and it is pretty decent.

I clean the earwax off/out of them when I see it or the sound is affected (I wear deep insertion IEMs with tri-flange silicone tips), but otherwise just replace the tips when they wear out a couple times a year.

I’d probably just say something non-pressuring but supportive like “I know with everything that is going on recently that things may be challenging for you right now. If you need anything please don’t hesitate to reach out to me and I’ll support you in any way I can.”

Yeah this is pretty much what I’m doing. My subscriptions are pretty much spaces about my interests that post positive content, and even then I filter out keywords for the bullshit that leaks in. Trying to spend more time reading books and unplugging from the internet. It still feels so hard to avoid the depressing bullshit though.

You don’t become a billionaire by pure luck though, you need to seek out situations that could make you rich and then you need to get incredibly lucky (unless you are born into money of course).

Being the type of person that seeks out becoming that rich is going to have to do it at the expense of others.