This is people living in a week-to-week manner, who’ve had to borrow £300 off a pay-day lender to cover a shortfall (sometimes an emergency or unexpected outgoing, sometimes there were just fewer hours of work available) because they literally have no other money.
They’ve then found out the predatory, scummy lender’s practices and interest rates mean that a few months later, despite paying back every spare penny they can afford, they now owe £2000 to that lender, pushing them deeper and deeper into a poverty they cannot ever escape from.
They didn’t ask for the debt to be paid off, but it’s definitely a need, not a want. There’s no need to be spreading that sort of victim-blaming nonsense.
Anyway, they now owe those scum £0.
Ideally, most of this situation wouldn’t even exist in the first place, and it’s a shame this is the only process currently available to help these people, but this is literally saving people’s lives and though perhaps not by itself lifting anyone out of poverty, it’s certainly keeping people out of more severe poverty.
I’m not quite sure what you’re on about there, sorry.
I literally only spoke of the people who are caught in a debt-poverty trap, who you accused of being rich people that just wanted free money, rather than people who genuinely needed support.
I didn’t even comment on anything else you have referred to.