

MAM has, effectively, no ratio requirements at all since it’s so easy to get points. There’s some system to reward seeding low-seed torrents and large-file-size torrents, and to stay in good standing you only need to seed for 72h. Hell, they give out freeleech tokens like candy, too.
If you start by downloading some low-seed books to keep the swarm alive, you’ll have enough points to buy VIP status indefinitely. And because of that system, basically everything on the site is available and downloads in seconds. It takes me longer to transfer audiobook files to a phone than it takes to download.
Depends on the item and your goals.
If you’re a “car person” who always wants to have the latest model, then maybe leasing a car makes sense. Every 3 years, you get a new car.
Phones are similar; there are some plans where you are expected to return the phone every 1-2 years. If you really want the newest model all the time, then that might be a good plan for you.
But for a printer, that only makes sense if you’re a business with medium print volumes and no IT budget. For home use, that’s insane when a cheap last printer will last decades. We have a B&W laser from 2 decades ago and a used colour laser we got for free/very cheap (the power button is broken but it otherwise works great). I’m guessing we pay about 1-2% of an HP subsription.