docx is OOXML, Open Office XML.

However, it was definitely written to ensure existing doc files could be fully supported, so a lot of the format is “bit 7: if enabled, use Word for Mac 5.0 layout engine.” So… Documented, yes. Usable, no.

PDF, as mentioned, is very similar. The format is available, but no one really wants to implement ALL of it.

I have entirely too many domains at namesilo.com. Privacy is included for free in the majority of circumstances – not for .org. .com renewals for me are down to $8.85 year because of the aforemented “too many.” I also have some .social and other newer TLDs and those are stupidly expensive.

I use nothing else from namesilo. For domains I use I don’t even use their nameservers. But for what I need, their UI is sometimes awful, but it does what I need.

My understanding is that the most basic of funerals and associated trappings is in excess of $10k (and that was prior to the current inflationary economic situation). Final healthcare expenses are likely also a few thousand dollars - and yes, the family likely has to pay it. So the amount of unexpected expenses is probably $25k to begin with… It starts seeming less excessive, to me at least.