FlashMobOfOne

All of them.

I love the bachelor life.

Time in the market vs timing the market

Absolutely a good way to go as well, especially if you drop that cash in fee-free index funds (Vanguard’s a good way to go) or an ETF like VTI. This is absolutely the best way to go if you’re an undisciplined investor, lack patience, or just want to set it, forget it, and watch your growth over time.

I just think it’s also useful to have cash on the side so you can take advantage of crashes. You only get a handful of them in a lifetime and they are 100% the best opportunity to buy. I paid off my student loans with profits I made grabbing oil stocks in March 2020 for pennies on the dollar.

Find one small thing you can cut out and save that money every week in a savings account.

When the market crashes like it did in 2008 and 2020, take every one of those dollars and put it in stocks, because during a crash, you can often get high value stocks at a huge discount that wouldn’t exist in normal market conditions.

Wait 2-3 years for the market recovery and sell that stock at a profit.

Also, don’t wait until your 30’s to get a set of silk sheets.

If you’re happy alone, be alone. You don’t have to get married. You don’t have to get kids. Those things suck to have if you do not want them in the first place.

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Who is ‘we’ in this sentence?

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Going to keep doing what I’m doing now: invest every dollar I can spare and ride the coattails of the rich bastards in charge. Hoping to hit my early retirement number in four-to-eight years and have a lot of time to read, game, and enjoy my life afterward.

We’ll see, though. Trump failed so spectacularly in his first term that it’s important to keep some cash to the side in case there’s a market crash. Buying stock at 90% discounts in March 2020 and then waiting a few years paid off my student loans.

For those who don’t know, there are literal ETF’s that follow the investment choices of major legislators, like Nancy Pelosi (ticker: NANC) and Ted Cruz (ticker: KRUZ), so you can, literally, invest legally in our federal legislators’ insider trading.