Regarding 2 and 3, theres a qualitative difference between the chinese government mandating corporations respect privacy and not retain or use biometric data and the US doing so (with the EU somewhere in the middle, usually), and what they have historically used that data for.
Regarding 1, in the event of a total societal collapse where not even phone towers are running, I’m not sure how much utility money would have.
Regarding 2 and 3, theres a qualitative difference between the chinese government mandating corporations respect privacy and not retain or use biometric data and the US doing so (with the EU somewhere in the middle, usually), and what they have historically used that data for.
Regarding 1, in the event of a total societal collapse where not even phone towers are running, I’m not sure how much utility money would have.